Financing F.A.Q.
Finance FAQ
I found an RV I want to finance. What's next?
The easiest way to get started is by getting prequalified. If you have found an RV online at Darren Bideaux RV, simply click Get financing on the RV you picked and fill out the credit app. If you havent found and RV you want you can still fill out a credit app to get prequalified at our dealership on the Finance page.
What information do I need to apply for a loan?
When filling our a credit app online, you willl need to provide identification information, including your SSN and DOB, residential information, including your address and whether you rent or own, and employment information, including your monthly income.
How do I find the right lender?
When you partner with Darren Bideaux RV to finance your RV, we access our network of lenders to match you with the best option. We use your credit application and interview information to find the ideal lender. We work with both national and local lenders to find you the best match. If you have a relationship with a credit union, we likely have a lender agreement set in place already and can facilitate your loan through them.
Can I get a loan with zero-down?
We work with select lenders that offer zero-down loa programs. They require specific credit criteria to qualify, which may include your credit score, the requested loan amount, and your ability to make payments.
What is the process at a dealership once i'm prequalified?
Our goal at Darren Bideaux RV is to help you purchase your dream RV. We take your information, match you with a lender, and work to find a payment the fits your budget. Our Finance Department looks at all factors that could influence yoru approval -including how much you can put down, potential trade-in vale, and your preferred montly payment - and uses that information to find an agreeable plan.
Why should I get prequalified?
Getting prequalified gives us the best chance to find competitve loan rater for your RV purchase. This information also helps us identify ways to improve your position. Our expert Finance Department will determine the best way ro appl your situation to purchasing a ne RV, and that process starts by getting prequalified.
Have questions about Financing?
Call or Text: (801) 392-2400